What's the process for ending a car lease to enlist in the military?

I'm thinking about enlisting in the military soon, but I'm currently locked in a car lease. Has anyone gone through this and can give advice on the steps to take for ending the lease early?

I'm glad to see you're considering all aspects before making such a big decision like enlisting in the military. It's important to be aware of your financial and legal commitments.

If you're enlisted in the military, the Servicemembers Civil Relief Act (SCRA) can provide protections related to your car lease. Under the SCRA, servicemembers can end a car lease without paying early termination fees under certain conditions: if you entered into your lease before joining the military and then went active-duty, or if you signed a lease while you were active-duty, then received orders for a permanent change of station within the mainland US or from the mainland US to elsewhere, or received orders to deploy for at least 180 days.

Here are the steps to follow:

- Understand Your Lease Agreement: Not all lease agreements are the same, which is why it's important to read yours carefully and understand all of the terms and conditions.

- Notify the Lessor: Contact the leasing company and inform them of your military enlistment. You will need to provide a copy of your deployment or PCS orders.

- Follow Up in Writing: Send a written notice of your termination along with a copy of your military orders via certified mail so you have a record of it.

- Return the Vehicle: Once the leasing company acknowledges receipt and confirms the termination, you will generally have 15 days to return the car.

Remember, the SCRA doesn't absolve you from making any scheduled payments due before the vehicle is returned. You may also be responsible for any taxes, summonses, and title and registration fees and any other obligation specified in the lease agreement, including wear and tear.

It would be helpful to explore this with a financial counselor or someone similar who can walk you through the process and make sure you're not skipping any important steps. Again, it's always best to understand what's outlined in your specific lease agreement and consult with a professional when uncertainty arises. Good luck on this next step of your journey!