How to defer college loans while on an LDS mission?

I'm heading out on an LDS mission soon and was wondering how I can defer my college loans during that time. Does anyone know the process or requirements I should be aware of? Any advice would be appreciated!

If you're planning to go on a mission and need to defer your student loans, here is a general process you can follow:

1. Contact Your Loan Servicer: Reach out to your loan servicer to discuss your situation and find out your deferment options. The loan servicer is the company that manages your loan, and they will be able to provide you with the correct forms and further instructions.

2. Submit Deferment Request: You will likely have to submit a formal request for loan deferment. This usually involves filling out a form where you explain your situation, the specific reason for your deferment request (in your case, your LDS mission), and the duration.

3. Get Documentation: You may need to show proof of your involvement in the mission such as a letter of assignment or any official documents related to your LDS service. Prepare to have these documents ready upon request.

4. Follow Up: Once you've submitted your deferment request, make sure you follow up with your loan servicer to confirm that they received the request and check the status regularly.

Keep in mind that during deferment, depending on your type of loans, interest may continue to accrue. For subsidized federal student loans, the government will cover the interest during deferment, but for unsubsidized loans and private loans, you are usually responsible for the interest accrued.

If you get denied for a deferment, or if your loans are private student loans or federal loans not eligible for deferment, another option may be forbearance, where you stop or reduce your payments, but interest still accrues.

Remember that terms, conditions, and requirements can vary greatly, so the exact process will depend on your loan servicer and loan type.