Financial Aid at University of South Carolina

So, I've been looking into University of South Carolina because it's a sweet spot for me academically. But, the financial side is kind of a blur. What does their financial aid package usually look like? And how much can I expect to receive in aid based on need?

The University of South Carolina (UofSC) has a combination of need-based aid and merit-based scholarships.

For need-based aid, you'll want to fill out the Free Application for Federal Student Aid (FAFSA) as early as possible. The university considers students for need-based aid through the FAFSA, and amounts can vary quite a bit depending on your family's financial situation.

If you have high academic qualifications, you can also be considered for merit aid, which can significantly reduce the cost of attendance. Merit-based scholarships are awarded based on academic achievement and other factors, and they do not require a separate application. Your university application is sufficient to be considered. The South Carolina University website lists a Mcnair Scholarship, worth up to $10,000 each year, for out-of-state residents with strong academic credentials.

One thing to note: the school's policy is not to "gap" its students. This means that they attempt to meet 100% of the demonstrated need. However, remember that this need is determined by the FAFSA and the school's own calculations, and it might not match what you perceive your need to be.

That said, it's hard to give a specific dollar amount without knowing more about your situation. You might find it useful to run their Net Price Calculator (https://sc.edu/pcnetprice/union/) to get a sense of what you could expect. Be aware though, this is only an estimate and your actual award could be different.

Remember that your final financial aid package will usually include a mix of grants (which you don't have to pay back), work-study, and loans (which you do). Be sure to understand those terms when considering how much aid you're likely to get.

In the end, be proactive about understanding the financial aid process and seek out all the resources available to you. Good luck with your application!